No seed phrase. Tap to pay. Truly yours.
zelta is the stablecoin wallet that signs in with Face ID, spends through virtual cards anywhere in the world, and never asks you to trust anyone with your keys. Now in open testing on Android.
Get the App
Get zelta on Android today.
Open testing is live. Two quick steps — both required, even on desktop — and you're in.
Become a tester.
Tap once on any device — phone or desktop. Without this, the Play listing shows “Item not found”.
Join the Android betaInstall from Google Play.
After joining, open Google Play on your Android phone and install zelta.
Built Different.
Everything you need for secure stablecoin payments — nothing you don't.
Your Passkey is Your Wallet
Sign in with Face ID or fingerprint. No 12-word phrase to lose, no shards to manage. Your wallet lives in your device's Secure Enclave and recovers through your passkey.
Pay with Your Card
Spin up virtual cards (Visa & Mastercard) instantly. Spend stablecoins at any merchant worldwide — they see a normal card payment, not a crypto wallet.
zelta Virtual
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Biometric Authentication
Face ID and passkey support. Your wallet is protected by the same biometric security as your device — no passwords to remember or lose.
Shield Your Transactions
Zero-knowledge proofs (ZK-SNARKs) will make your balance invisible on-chain. Generate a Proof of Innocence when compliance is needed — prove your funds are clean without revealing your history. Launching after public beta.
Give AI Agents a Budget
Set daily spending limits for autonomous AI agents. They pay for APIs, datasets, and cloud services via x402 micropayments — constrained by per-transaction caps you control. Payments above your threshold require biometric approval.
Zelta Trust Identity
Verified credentials issued as on-chain attestations. Basic (ID + selfie), Verified (proof of address), High (source of funds). Higher levels unlock larger limits and fiat off-ramps. Verifiable by third parties without exposing your personal data.
Virtual Cards
Generate Visa and Mastercard virtual cards backed by your stablecoin balance. Add to Apple Pay or Google Pay. Merchants see a normal card payment — not a crypto wallet.
ZK Privacy Shield
Shield and unshield stablecoins with zero-knowledge proofs so your on-chain balance becomes invisible. Generate Proof of Innocence for compliance without revealing history. Launching after public beta.
x402 Agent Payments
Give AI agents a spending allowance. Daily budgets, per-transaction caps, and biometric approval for over-limit requests. Your agents pay for APIs autonomously — within your rules.
Six Networks
Solana, Tron, Polygon, Base, Arbitrum, and Ethereum. One wallet address for EVM chains. Sub-cent fees on L2s and Solana. Pay gas in USDC — no ETH required.
6
Networks
Solana · Tron · Polygon · Base · Arbitrum · Ethereum
€5
Cards Deposit
Refundable · Visa & Mastercard
No ETH
Needed
Pay gas in USDC
MCP
Agent-Callable
12 OAuth tools
Use zelta from your AI
Connect Claude, Cursor, ChatGPT — any MCP-compatible agent — to your wallet. Send payments, check balances, get spending analysis with a prompt. You set the daily cap; you confirm every move.
Add to your AI
Three lines of config in Claude Desktop, Cursor, or Continue.dev.
Authorize
Pick scopes, set a daily cap, you're done. Token persists per client.
FAQ
zelta is a non-custodial stablecoin wallet that signs in with your passkey, lets you spend with virtual Visa or Mastercard cards anywhere, deposits and withdraws over bank rails, and exposes a 12-tool agent API so AI assistants can pay on your behalf within limits you set. Six networks supported (Solana, Tron, Polygon, Base, Arbitrum, Ethereum). No seed phrase. Open testing on Android now.
No. zelta is fully non-custodial. Wallets are powered by Privy embedded wallets — a passkey-controlled smart account on EVM (Polygon, Base, Arbitrum, Ethereum) and a device-bound ed25519 keypair on Solana. Private keys never leave the device or Privy's secure infrastructure. Every transaction is signed locally by your passkey or device key; zelta only ever sees public addresses and pre-signed payloads. There is no seed phrase to memorize — your passkey is your account, backed by your device's Secure Enclave / Keystore and recoverable through Privy's cross-device passkey sync.
Not yet. Zero-knowledge transaction shielding and Proof of Innocence are on the roadmap for Q3 2026, after public beta. When it ships, you'll be able to make your stablecoin balance invisible on-chain and generate compliance proofs without revealing your history. Today's wallet is fully functional without it — privacy is an additive layer, not a prerequisite.
No ETH required. zelta uses ERC-4337 Account Abstraction — gas is either sponsored by us or paid in the stablecoin you're spending. You think in dollars, not in gwei. Sub-cent fees on Polygon, Base, Arbitrum, and Solana.
zelta Trust is our identity verification layer, issued as on-chain attestations. Three consumer tiers: Basic (government-issued ID + selfie), Verified (proof of address), High (source of funds). Higher levels unlock larger spending limits and fiat off-ramps. Verifiable by third parties without exposing your personal data.
Yes — natively. zelta exposes a public Model Context Protocol (MCP) server at mcp.zelta.app with 12 OAuth-scoped tools covering balances, payments, exchange, on/off-ramp, transaction history, and SMS. Behind that, three agentic payment rails are wired in: x402 (USDC micropayments), MPP (multi-rail discovery via Stripe / Lightning / cards), and AP2 (Google agent mandates). Agents operate inside daily budgets and per-transaction caps you control, and you can revoke at any time.
Sign in to zelta, click Connect to Claude (or paste mcp.zelta.app into your client's MCP settings), pick the scopes you want, and set a daily spending cap. The agent gets a token bound to those limits — it can never exceed them, and you can revoke at any time. Works with Claude, Cursor, ChatGPT, Continue.dev, and any other MCP-aware client.
zelta supports six networks: Solana, Tron, Polygon, Base, Arbitrum, and Ethereum. EVM networks share a single wallet address. Sub-cent fees on L2s and Solana. Solana offers the fastest settlement (~400ms). Switch networks anytime.
Don't miss what's next.
Android is open right now — install on Google Play.
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